Anything you value needs protecting. If, therefore, you value your close family you must consider protecting them in the unfortunate circumstances.

Barretts Financial Solutions can offer a range of choices from our vast experience of the marketplace.

TERM ASSURANCE - Providing an amount of life assurance cover for a determined period, in exchange for a regular premium payment.

Variations of TERM ASSURANCE also exist. INCREASING TERM ASSURANCE, DECREASING TERM ASSURANCE (MORTGAGE PROTECTION) and CONVERTIBLE TERM ASSURANCE.

WHOLE OF LIFE ASSURANCE - Providing life assurance cover for the 'whole of your life', in exchange for a regular premium payment. However depending upon the type of plan arranged the provider is likely to review the cost of offering life assurance cover at periodic intervals.

DEATH IN SERVICE BENEFITS - These will be provided by your employer, normally through membership of the company pension scheme.

PERMANENT HEALTH & INCOME PROTECTION INSURANCE - Providing an income, for a predetermined period if you were to lose your ability to work through sickness, or illness, in exchange for a regular premium payment.

FAMILY INCOME BENEFIT - Providing an income to your dependents in the event of your demise in exchange for a regular premium payment.